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I have a damaged outer wall on my town house. I have filed a claim but the claim was denied because the wall is considered a common element by the insurance company, because I was inadvertently sold a condominium policy. However, according to the insurance company's definition of what is...

I own a townhouse that had its front wall damaged by a contractor working for the management company. The public adjuster I hired could not service me because they claimed that the damaged wall was a common element, and therefore the sole responsibility of the management company. While in the...