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    Personal Bankruptcy I am IndCntrtr on Retainer Agrmnt, Client pays me late, worry they decl BKUP, advice

    Hi, I am an independant contractor with a signed retainer agreement for computer maintenance services for a client. The aggreement has been in effect for over 12 months now, and everything has been going well, but now they are 2 months late in paying me, and I am afraid they will be declaring...
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