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    Trying to adopt step-daughter. Could use come guidence.

    Hello and thanks in advance for any and all assistance. I am in the process of trying to adopt my step-daughter. The biological father left right before she was born and now lives in Mexico. He does/will not reply to any attempt to contact him. He has stated that he would agree to terminate his...
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    credit scoring

    Hi all. I have a quick question I am hoping someone can throw some logic into. I monitor my credit and pulled all three reports with scores today. My Experian and Transunion and in the high 700's, however my Equifax is a full 104 points lower. There is no information on the Equifax report that...
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    verify a debt

    In January of this year I received a phone call from a debt collector about a debt that is not on my credit report and is not mine. I demanded verification and did not hear from them again. 2 months later I got a letter from another collection agency about the same debt. I once again demanded...
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    Debt is paid but remains on report

    I recently settled a debt that was on my credit report. I owed a sum on an old credit card and it went to collections. I called and they offered me a settlement, which I agreed on and paid them over the phone. A few days later I received a letter in the mail stating the debt was considered...
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    Won't remove debt

    I recently settled a debt that was on my credit report. I owed a sum on an old credit card and it went to collections. I called and they offered me a settlement, which I agreed on and paid them over the phone. A few days later I received a letter in the mail stating the debt was considered...
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