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It's clear that debtor accounts are transferrable or assignable, and are sold all the time. I can find dozens of clearing houses for actionable debts with just a few words dropped into Google... Are there any restrictions on who can own a debt? Can a person purchase their own debt accounts...

In their campaign to smear my good name, Verizon has posted a charge off of the same debt 29 times. While I dispute the debt, I don't have proof of final payment on an account I canceled nearly 7 years ago, and my bank's readily available records don't go back that far. I will be paying the...

I have a dispute with Verizon Wireless over a debt which I believe I paid. I don't have proof of this, so I am going to pay again. The debt is not large, but Verizon has severely damaged my credit rating with some very skeevy, and according to the FTC, illegal reporting practices. They have...