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I have a balance from school that I'm paying off. This was not a loan with a bank. It was just balance from tuition. I agreed to pay $300 a month starting last year in October and I have been paying every month since. Around the time that the rebate checks were sent, I received a call from...

I have a tuition balance which I was making payments to the school but stopped because I lost my job. I have another job now and the account was transfered to a law firm for collection. Ever since that happened last year in September, I have been making payments of $300 a month and intend to...