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So - here's the breakdown... We live in CA, and have a home that we bought 7 years ago. Originally, we had it financed with 2 loans -- a first and second both 5 year fixed/then variable - no home equity line of credit. Two years ago, we refinanced for one consolidated loan through...

I am starting a new company in California, and desire it to be an S-Corp. I have gone to the Secretary of State today and filed the Articles of Incorporation ( pasted below). Can anyone tell me if I did it correctly? In hindsight, I recognize I should have seeked counsel from this team before...

I am starting a new company in California, and desire it to be an S-Corp. I have gone to the Secretary of State today and filed the Articles of Incorporation ( pasted below). Can anyone tell me if I did it correctly? In hindsight, I recognize I should have seeked counsel from this team before...

My wife and I both have great credit (each over 750), make combined $115K per year, no foreclosures/etc, verified employment, and are trying to re-fi a $403,000 loan on a $600,000 house. By all accords, an easy loan. On 10/05, we locked a loan with a lender at 6.35% and paid a $500.00...