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    I.O.U. in Default - can I file for fraud? Help

    I am currently unemployed and have no income and no savings thanks to bad timing on money I loaned. My bills are about to go belly up and I am fuming mad not only at myself, but at the person who has given me zero back. Small claims may not handle the case because it is $5,200 I am owed and that...
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    My signed IOU feels useless, is this a fraud case?"

    :confused: Please Help – I am unemployed w no money to help my new job efforts, to buy groceries or pay basic bills which will ruin my credit. I am only in this predicament because it came just after I loaned money to an acquaintance who is not doing much to repay me according to the I.O.U...
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