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I am living in an apartment building and pay my rent on time. Unfortunately the hot water hasn't been working for several days this month and also last month. I don't want to have to shower every morning with freezing cold water and I have given the landlord plenty of time to fix the problem...

I was driving on the Long Island Expressway at a reasonable speed, around the speed limit. A car in front of me seemed to be moving erratically and I thought it might be a drunk driver. I went to the outside lane to pass and avoid being anywhere near this car. As I moved past the car in my lane...