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The account has not yet been reported to the credit bureaus, and will not be reported to the bureaus as long as this payment plan stays in place. The woman I spoke with said she can't send a letter stating everything she just said, but she would "not lie" to me. What right do I have to demand...

I have a past due amount owed to my previous apartment complex. I've paid down part of the amount owed and just recently set up a payment plan this morning under the agreement that as long as this payment plan is kept the debt will not go on my credit report. I was however told she could not...

I have a past due amount owed to my previous apartment complex. I've paid down part of the amount owed and just recently set up a payment plan this morning under the agreement that as long as this payment plan is kept the debt will not go on my credit report. I was however told she could not...