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Just a point about the divorce. This will NOT get you any slack cut with any government agency. Debt assignments from divorce are a CIVIL matter and the Fed, State or local government won't care one bit about a divorce decree and furthermore the law is on their side in this matter. If your...

The first thing you need to do is stay calm. The peace of mind guaranty is worth every dime. Unfortunately, you learned the hard way. Also, you should ALWAYS file electronically and get a copy of what was sent by H&R Block to the IRS. They should provide this to you anyway. You clearly...

As a practical matter the city would have to either file suit and/or file a lien. If a suit results in a judgment against you, you'll have no choice but to pay it. However, if no suit or lien has been filed after 7 years, you are in the clear in terms of a lien, judgment or credit reporting...

zenmaster, If it was worth spending the time and money to be done with them, more power to you. It should be noted that the very fact that people have been contacted by a collection agency indicates that the City has already classified the 'tax' as a charge-off. For the laymen out...

Typically it is from the date the account is classified as delinquent. As a practical matter the city would have to either file suit and/or file a lien. If a suit results in a judgment against you, you'll have no choice but to pay it. However, if no suit or lien has been filed after 7...

They have 7 years from the time the debt is verified to report it to a credit reporting agency. After 7 years, they can't do anything to your credit. They are also limited in the time they have to file a suit or lien. In Connecticut I'm not sure of that time frame but it's less than the 7...

New Sample Letter May 12, 2009 Attn: George Dodd – Collections Coordinator American National Recovery Group, Inc. 261 Mountainview Avenue Suite 2 West Nyack, NY 10960 Re: Account #??????????????????? - City of Idiots, CT Dear Mr. Dodd, The purpose of this letter is to dispute...