On page 1 of this thread I told you this was not a legal issue. This is a personal decision that random stranger on the internet can not, and really should not, advise you on.
Do as Zig suggests. Frankly it is a bit ...surprising to me that you would seek advice from random people on the internet rather than calling the police.
Why do keep starting new threads on the same topic? You have been advised by a bunch of the volunteers here, including several attorneys, to consult with an attorney.
If you have question on this loan you would need to take the contract to a local attorney for review. Contract review is beyond the scope of this site. I would have given you a link to your state bar association but you chose to not name your state as required by this site.