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  1. FlaRiptide

    Student Loan Problems

    Don't know why no one has responded to you yet. Though I'm not an attorney I'll give you one Floridian to another Floridian my advise. Make one last attempt to contact AES. Try to speak with someone of the highest level of authority. Explain your situation. Follow-up with a letter to this...
  2. FlaRiptide

    Can I place a lien on boat?

    You say you want to place a liens on both boats. Do you have a judgement against this individual? Unless you have a signed agreement for severence pay, you have no recourse. Florida is an "At Will" state. An employer can fire an employee for no cause as long as it is not discriminatory. An...
  3. FlaRiptide

    Law suite

    A collection agency is a business just like any other business. They want to make a profit. They most likely bought your $600 debt from the hospital for perhaps $300. If you paid their minimum of $50 per month they would have earned $300 less their expenses within 14 months. At your desired...
  4. FlaRiptide

    Publication of Debtor's Name

    I am in the right Association, the deadbeats who can't choke up a measly $225 for annual dues are the ones in the wrong Association. I've already lived here for 25 years and am tired of all the good owner's dues going for nothing but attorney fees to collect for the few who refuse to pay. If...
  5. FlaRiptide

    Publication of Debtor's Name

    Thank you. Sounds like an extra $250 per hour may be worth saving future thousands. We are only 60 homes and our dues are only $225. Yet over the years the Board has spent thousands for chasing after 3 or 4 deadbeats. I had always thought this ludicrous since most of us may be dead prior to...
  6. FlaRiptide

    Publication of Debtor's Name

    On what grounds would you not publish? That is why I have come to this forum. As I have shown, the Privacy Act of 1974 does not relate to this situation. Therefor, I would appreciate any other input as to a lawful reason why the Homeowner's Association should not procede in advertising the...
  7. FlaRiptide

    Publication of Debtor's Name

    Again, the Privacy Act of 1974 speaks of "Agency" and the definition of agency does not include Homeowner Associations. That is my take on it at least...
  8. FlaRiptide

    Publication of Debtor's Name

    I believe the privacy act pertains solely to Government entities. Section 552(b) refers to "Agency" and Section 552(f) says, " "agency" as defined in section 551(1) of this title includes any executive department, military department, Government corporation, Government controlled corporation...
  9. FlaRiptide

    Publication of Debtor's Name

    My jurisdiction is: Florida I am a new Board member of my Homeowner's Association. Is there any law that would prohibit the Board from publicising home owner's names, addresses, and debt amount when they are delinquent in annual dues and/or fines? I am proposing putting this info in the...
  10. FlaRiptide

    does this case hold water?

    I am not an attorney, yet this appears to be a no brainer... 1) Anyone can sue anyone else for any reason. It is up to the court to decide if the suit has merit or not. 2) It seems there was not a 'meeting of the mines', and therefor no agreement of terms or contract. The "Defendant"...
  11. FlaRiptide

    Judgment lien against home

    I have a judgment against an individual. The home he lives in is co-owned by his wife and a Revocable Trust. Since in the state of Florida spouses own half of the others belongings, can I place my lien against this home?
  12. FlaRiptide

    Enforce Lost Loan Documents

    More detail Without telling the entire LONG story... I had purchased from my future father-in-law a home with the understanding that he would significantly pay down the mortgage as a wedding gift. His associate handled the "paperwork" and I just sat back and let it all happen. The gift...
  13. FlaRiptide

    Humiliating

    Consent for pictures are not legally required, unless used for profit. How did "thedirty.com" receive the pictures? It appears that your daughter and boyfriend are the cause of their own fate. Personal pictures should either not be taken, or kept under lock and key. I am not an attorney...
  14. FlaRiptide

    Enforce Lost Loan Documents

    Four days after the Lis Pendens was recorded, the following was recorded as well, "COMPLAINT TO FORECLOSE MORTGAGE AND TO ENFORCE LOST LOAN DOCUMENTS". Manatee County, Florida What does this mean, "to enforce lost loan documents"? Is this an indication that the mortgage company does not...
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