3. If not - to questions 1 - how can I petition the Tennessee state board of professional counselors to add "Distance Counseling" to their scope of practice so that I can be covered by insurance?
Why don't you ask the board?
I was just thinking he needs to go to the court house with the girls and keep talking till someone will listen?
I am not clear on what you mean by this.
I need advice on how to get this out of my name before something bad happens and my credit is ruined and I owe on a home.
If you two cannot refinance, then make sure that each and every payment is made on time.