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the collection guy called me today, he told me that even i go back to China, they have an international Organization which can send people to there, then the China government will help them to catch me there and send me back here for more trouble.(i am China citizen what he was talking about...

i called the collection agent today, i told him my situation. he told me to try to gather some money from friends or parents then make them a less offer. i talked people around me but most i can borrow from them are around $2000.

First, i got an accident without insurance in about 1 year ago April 2008(my bad luck that the 2nd day i bought the car), was my fault and the car i hit had rear bumper damage but the 2 people were in the car went to hospital. today i received a letter from Sequoia Financial service that saying...