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my car was involved in an accident not covered by insurance(the driver was excluded from my policy). im still paying car payment through the bank and paying monthly inurance on a car that is totalled.should i let the bank know the car was totalled,so i can stop paying insurance? ive heard if i...

my husband was excluded on my policy from my car. he was driving my car and involved in an accident. fault of the accident deemed inconclusive by the police report. because he was excluded from my policy it was deemed an uninsured accident- damages not paid husband lost drivers license.BUT my...