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Hello Again, Am I responsible for my wife's debts? Does it vary by state? Great site by the way! Jarek

Does one have to be present at their bankruptcy hearing? My relative is out of the country...he is a permanent resident of the country and I would like to file bankruptcy for him. Will he have to come the states at any point during the process? Can I represent him? Thanks in advance.

I just spoke with a creditor who is attempting to collect a debt from one of my family members. The family member has been out of the country and I generally take care of their affairs and open their mail and bills on their behalf. In the past I have been paying their bills but have recently...