Elderly parent had truck repo'd and they have missed no payment?

V

veinarmor

New Member
Jurisdiction
Tennessee
Parent, 81 years old, wakes up and truck gone. Credit union says they have not made a payment, yet I pulled bank statement and payments have all been made on time—automatically. Then they claimed truck not insured, yet my parents have likely had uninterrupted auto insurance for sixty years and they gave the insurance policy number to CU and lot personnel over the phone numerous times. They have perfect credit. My mother has a bad heart and is in her 80's as well. Credit union will not communicate. I believe this is elderly abuse, stain on credit rating, stain on reputation in community, and unnecessary pain & suffering. The repo people also scarred driveway of 350,000. home.
 
Not elderly abuse.
Not a (permanent) stain on the credit rating.
Not a stain on reputation in community (how would the "community" even know?)
Not a pain & suffering matter.

Your parents may wish to visit the credit union in person to try to get this straightened out. You are free to accompany them if you (all) wish. If the credit union is truly in the wrong, then they should suck up the costs to have the vehicle returned to your parents and having negative item on the credit report removed.
 
Do you have a question for us? Although the subject header of the thread has a question mark at the end, it isn't a question.
 
veinarmor said:
Are you a lawyer? I have a 130 IQ, and I'm tired of tolerating criminole incompetence.
Click to expand...




Criminoles:

An ALLEGED collegiate football team at an inferior Florida state university located in the capitol city of Tallahasse.

The team notoriously tries to live up to the Thug Life image and is constantly in trouble with law enforcement agencies.

"Watch them Gators beat up on those Criminoles!"
 
If the driveway was damaged take lots of photos and get a few estimates for repair.
Get all the documentation together showing payments made on time and continuous issuance.

If possible, visit the creditor rather than calling and when out the problem.

Meanwhile, present the tow company with copies of your photos and estimates and give them opportunity to address the matter. Asking them to take responsibility for the damage is the first step.

Was any of this captured on outdoor cameras? Anything that shows them making the damage?
 

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