ggehl
New Member
- Jurisdiction
- Iowa
My bankruptcy attorney is on vacation for next 2 weeks, I am filing Ch 13 to help pay mortgage arrears that accumulated during my layoffs in 2017 and 2018.
I have written the mortgage servicer and asked for either a repayment plan for the arrears or to modify current mortgage. I sent letter USPS and Registered USPS 2 times and the servicer failed to reply.
The servicer has sent a notice to cure and is returning monthly payments (money orders), my bankruptcy attorney said I can file a Ch 13 for the arrears and that I must keep my monthly payments current. Since he is out of his office I decided to ask this question here, the mortgage servicer continues to return payments I assume I keep sending them and when returned keep them along with the letter until the Ch 13 is approved then send all the payments that have been returned to the mortgage servicer.
Would my thinking be correct?
Thank you,
Gene
I have written the mortgage servicer and asked for either a repayment plan for the arrears or to modify current mortgage. I sent letter USPS and Registered USPS 2 times and the servicer failed to reply.
The servicer has sent a notice to cure and is returning monthly payments (money orders), my bankruptcy attorney said I can file a Ch 13 for the arrears and that I must keep my monthly payments current. Since he is out of his office I decided to ask this question here, the mortgage servicer continues to return payments I assume I keep sending them and when returned keep them along with the letter until the Ch 13 is approved then send all the payments that have been returned to the mortgage servicer.
Would my thinking be correct?
Thank you,
Gene