My father recently passed away. My mother and I opened new joint checking and savings with Citi. If I file bankruptcy and have debt owed on credit cards from the bank, can these accounts be frozen in NY. If my name is removed from the accounts, can we leave them with the bank? Last names...
Both father and mother are debtors in reverse mortgage.
Both life polices name mother as primary beneficary. What defines an estate when the only assets are the mortgage/house and life policies? No savings to speak of except pension. If mother does not pay father's credit card debts...
My jurisdiction is: New York
My father passed away in NY with no will, reverse mortgage and no equity line remaining, substantial credit card debt with multiple accounts in his name only. He has a pension which will go to my mother for life at 50%, a car in his name only with a loan and one...