I have heard that in my state the post-tax portion of an IRA is vulnerable to creditors. Pre-tax money in an IRA is not. I don't recall if the investment gains are vulnerable or not.
I have heard rumors that the authorities do not even investigate crimes if the amount is less than 40 times the $1200 above. I believe the Feds are only concerned with amounts with at least 6 figures.
Hits pretty hard on a working sap, to see criminals steal $10,000 and have no investigation...
jobs
If I were you, I would also consider that some companies do credit checks on prospective employees. I would try to determine how much of an effect this might have on my future jobs prospects. Perhaps none, perhaps a lot. Been a while since I job searched.........
A couple years ago we set up an LLC and began working within it. The LLC's assets have grown because we spend less than it brings in. Today we have about 1/2 of our net worth in personal accounts, and 1/2 inside the LLC.
Are our personal assets are protected if someone sues the LLC?
If...