Recent content by The_Governor

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    Personal Bankruptcy past due utilities

    Might be better off without that bill?
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    Personal Bankruptcy IRA account

    I have heard that in my state the post-tax portion of an IRA is vulnerable to creditors. Pre-tax money in an IRA is not. I don't recall if the investment gains are vulnerable or not.
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    using house loan as tax write off, how it can change,..

    Deducting mortgage interest on Federal taxes is not conditional on having Wages or Earned Income.
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    Identity theft

    I have heard rumors that the authorities do not even investigate crimes if the amount is less than 40 times the $1200 above. I believe the Feds are only concerned with amounts with at least 6 figures. Hits pretty hard on a working sap, to see criminals steal $10,000 and have no investigation...
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    Harrasing phone calls

    Answer Send 'em 136 pennies! That extra one will really throw a wrench in their system! :)
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    Merchant account

    . You should re-read your agreement.... I strongly suspect you will be left holding the ball!
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    Identity theft

    no $1200 is far, far too low for them to bother with. Not enough zero's in that number.....
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    Personal Bankruptcy Filing bankruptcy and being a college student

    jobs If I were you, I would also consider that some companies do credit checks on prospective employees. I would try to determine how much of an effect this might have on my future jobs prospects. Perhaps none, perhaps a lot. Been a while since I job searched.........
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    Corporate Law Is LLC a personal asset

    A couple years ago we set up an LLC and began working within it. The LLC's assets have grown because we spend less than it brings in. Today we have about 1/2 of our net worth in personal accounts, and 1/2 inside the LLC. Are our personal assets are protected if someone sues the LLC? If...
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