I want to produce a Do it yourself type book and sell it over the internet. DO I need to register with the state of my residence and file a monthly sales tax report? How about income tax in the other states where I will be selling?
In general terms, is a payment that is not made on the 1st of the month, considered late and will it be reported to the credit bureaus as such? I did not realize that each lender's promiasry notes where different regarding the late payment dates?
My mortgage coupon book states that my mortgage payment is due on the 1st of the month, and is considered late and late fees apply after the 16th of the month. I made my April payment on the 14th, and have proof of my payment. I got a letter from the mortgage company on the 16th telling me...