I asked for advice, not blame. I was unemployed, not making excuses. My company closed, it was through no fault of mine. I'm not a deadbeat, I paid the loan back to current plus more. I make extra payment each month to keep it stable. My cosigner did not pay anything towards it, he refused...
Okay, I'll be fairly detailed, as I don't want anything misunderstood. Two years ago, a friend of mine cosigned for a student loan for me. I am very grateful for that, of course. Now, in October of 2008, I fell 60 days past due, when I had a series of mishaps that put me behind. I felt...