Recent content by sfitz

your best bet is to have the problem fixed and deduct that amount from the rent. your landlord will have a difficult time evicting you since these were repairs he should have made. verbal agreements are just as legally binding as written ones.

Sole-proprietor businesses have their assets and liabilities tied together with the individual, so I would say the loan is not exempt from chp 7. If the person has a separate account for the business, however, you can discover whether there are any assets in that account during proceedings.

How does a bank garnish an unemployment check? Don't you get the check directly from the state?

whether it says 'charged off' has nothing to do with bankruptcy If the debt was included in the bankruptcy under chp 7, then the debt would have either been paid with your assets or discharged (or forgiven). In any case, you should have evidence of this that you can send to the credit agency.

Of course your friends can be charged; unless they can show that they thought the unpaid for items were gifts from Walmart =)

How large is the debt? If large, consult with a bankruptcy attorney. They understand things like statutes of limitations on debts and default judgments and voiding judgments. If the debt is small, pay it. About the fraud...where did you get the information that you are being charged with...

If what you mean by "caused" includes neglecting to maintain the plumbing, then you are right.

The landlord is responsible. Small claims can handle these kinds of cases, assuming the cost of damages is not too great. Insurance can be useful in situations that your landlord has no control over. It is not intended to cover her risks.

My understanding is that the review of your assets and debt are reviewed when you file for bankruptcy. Under chp 7, everything is liquidated and debts are removed. Under chp 13, a payment plan for max. 5 yrs is worked out and remaining debts are removed. I don't see how gifts would be liquidated...

Yes it's a permanent fixture. Did you exchange rent for the cost of the fence? I'm just curious why he agreed to pay for it.

Assuming this is a simple trespassing charge, I would not bother spending the money on an attorney. Pay the silly fine and be done with it.

No, you can't, but you can contact the consumer protection agency in your state to ask for help with your landlord.

You should be clear on which side of the property line the tree is actually on--this makes a difference as to who is responsible for the damages.

Eventually someone is going to have to decide whether to expunge the record. What are you going to give them for a reason? It will have to be something more than "I think it will make it easier for me to find a job?"

Your mistake was that you did not call the police directly after the event. If someone comes into your premises with a non-concealed firearm that in itself is a serious offense (assuming in your state that permits are for concealed carry). The details of your boyfriend brandishing his own...