We also thought we must have missed something. The judgement (in writing) declared that we were in default and title (of the properties) passed to the plaintiff.
The plaintiff had just filed an affidavit admitting that we were a year ahead with our payments when they began the litigation, but...
We were one year ahead with an interest only mortgage loan when we were sued for being one year behind.
We filed Defence to the Claim, included copies of receipts, loan statements and letters from lender that all was ok, but they continued. It took 3 years to get to hearing, and then Judge...