I didn't ignore the rules, I was not aware of the rules. The form was filled in by one of the clerks at the Western Union agent hence I was not aware of the fraud risk.
I recently discovered Ebay and was almost immediately and rather stupidly scammed by someone posing as the seller of a motorbike I was bidding on. I exchanged emails with him outside of my ebay account (which I didn't realise at the time) and ended up sending him £600 via Western Union - after...