My apologies I was trying to find a Uk forum, this group popped up and automatically posted my question, I then realised it was likely to be a USA forum.
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Hi guys
I’ve struggled with debt for many many years, after speaking to Stepchange and a number of other debt help agencies I’m advised to declare bankruptcy. Or enter into an IVA
Out of the 2 options I want to put an end to my problems and declare Bankruptcy, I feel an IVA will just drag my...