Recent content by jman7559

Thanks army judge... I know we've got several options, so there's lots to consider. Fortunately, we're still current, so I think our 1st call will be to a lawyer for options and then to BOA and see what they might do for us (its an unlikely stretch they'd be of much help, I know).

So - here's the breakdown... We live in CA, and have a home that we bought 7 years ago. Originally, we had it financed with 2 loans -- a first and second both 5 year fixed/then variable - no home equity line of credit. Two years ago, we refinanced for one consolidated loan through...

I am starting a new company in California, and desire it to be an S-Corp. I have gone to the Secretary of State today and filed the Articles of Incorporation ( pasted below). Can anyone tell me if I did it correctly? In hindsight, I recognize I should have seeked counsel from this team before...

I am starting a new company in California, and desire it to be an S-Corp. I have gone to the Secretary of State today and filed the Articles of Incorporation ( pasted below). Can anyone tell me if I did it correctly? In hindsight, I recognize I should have seeked counsel from this team before...

Judge.... Thanks for the insight. I was looking for the legal bottom line, and if there's no clear malice, I'm not at liberty to pursue it. I was basing this the principle, and I appreciate the advice!

I do need an appraisal for the 2nd loan with company B, but I have been advised that the 1st loan at company A owns the appraisal and I am only authorized to a copy of it upon written request. Company B with the 2nd loan advised me that they need their own loan company, now costing me a new...

My wife and I both have great credit (each over 750), make combined $115K per year, no foreclosures/etc, verified employment, and are trying to re-fi a $403,000 loan on a $600,000 house. By all accords, an easy loan. On 10/05, we locked a loan with a lender at 6.35% and paid a $500.00...