Recent content by jansenj

  1. J

    Property Damage by neighbor

    Thank you for your help. For my reference, someone told him, legally, he is only liable to pay my deductible for my homeowners policy. That can't be true can it? I didn't want to push it because he sounds like he is reluctantly willing to pay over that ($1000), but its not easy to, and is...
  2. J

    Property Damage by neighbor

    The brother works for a licensed contractor, but was planning on doing the job as a side job all by himself. He never said it in so many words, but I figured he was planning on having his brother do the work under the table, which was confirmed today by another conversation with the neighbor...
  3. J

    Property Damage by neighbor

    My fundamental question is how are property damages usually awarded? Purely monetary to the party who incurred the damage? I have a neighbor kid who lost control of his ATV and ran into my house. His insurance won't pay the damages. I should not be liable to make a claim against my policy...
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