Recent content by gerard2006

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    NYC salary history ban

    Got it. I've bookmarked this site and will search for law/statute next time
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    NYC salary history ban

    Folks - NYC has a law where potential employers aren't allowed to ask for salary information from candidates. However, is there any law that prevents them from reaching out to your past employer (possibly when you are still employed there) to verify salary information? Would most employers hand...
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    NYS new medical debt law

    I can't afford an attorney for this issue. Is there a website that publishes full details of the law? I did a lot of searches on google for the article and section referenced above but can't find any site that has published the whole law. I would assume that it would spell out the answer I'm...
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    NYS NYC roofer legal help

    Folks - I’m currently pursuing some NYC consumer protection agencies to help me on a bad roof install that’s leaked for 8 years right after install. However, the roofer hasn’t responded positively to these agencies reaching out either. They keep returning back to simply add more caulk but that's...
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    NYS new medical debt law

    Thank you. In your paste above, it says the law goes into effect Dec 13. However, these bills are from last summer. Do you know if they can report to credit agencies in the future given treatment dates were prior to Dec 13?
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    NYS new medical debt law

    Guys - I currently have a 820 credit score but fearful $800 worth of medical debt is going to appear soon on something I've arguing with the provider on. On this diagnostic treatment, they promised me that I have no deductible but then got hit by a bill by a 3rd party that they sent my blood for...
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    Europe car accident

    Well it's $50 additional on the Umbrella for $1m UIM coverage so it won't exactly follow the primary policy correct? Thanks
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    Europe car accident

    Got it - I took your advice and obtained a policy contract and thankfully found an insurer that seems like they cover liability worldwide Can somebody help me validate what Coverage B means - does it mean to say that the policy will cover me in the the underinsured person's country? So if I...
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    Europe car accident

    Folks - this is a very general question. I was talking to an umbrella policy company and asked if they cover auto liability worldwide and they said they do but filing has to be in the US. I asked why a European car accident would have its trial in the US if it's locals there involved and the...
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    Roth IRA

    I read through your posted passage a few times but am doubting myself if I understood it correctly. is it possible to dumb down perhaps 1-2 situations in which it's exempt vs non-exempt. Thank you!
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    Roth IRA

    stateirachart.pdf (thetaxadviser.com)
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    Roth IRA

    Folks - am I reading this public source accurately? Basically, all contributions Roth IRA are exempt and guarded from any liablity lawsuit I face as long as it's done 90 days before the lawsuit was filed in NYS? Thanks Additions to IRAs are not exempt from judgments if contributions were made...
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    Legal help from insurance company

    Is there any accuracy in this statement below? Also do most attorneys avoid going after the defendant's personal belongings like home, bank accounts, etc if they carry a sufficient amount of Umbrella insurance When the plaintiff's attorney sees you have umbrella insurance, most of the times...
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    Legal help from insurance company

    One more and I guess the answer is negative. Have you seen any Umbrella policy cover unlicensed/unbonded day laborers, for e.g. painter falling off? I found some online threads from 10 years ago stating their Umbrella policy covers them but the 2 brokers I've spoken to said Umbrella will only...
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    Legal help from insurance company

    So if I choose to decline spousal coverage on my auto policy, I guess my Umbrella coverage would help with PIP correct in an accident? Also, to qualify for Umbrella insurance with many providers, many require 300/300k on bodily injury liability on the auto policy but no such minimum covergae...
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