Thank you, I will hire my own lawyer. I'm just wondering why do we have to pay out such high insurance premiums if it's not going to really protect you from such litigations?
My son was involved in an accident 2 years ago, (he was 21 years old then) and yes, we had him on our insurance policy. Without going into too much detail here, the "other" party involved has refused to settle for the amount our insurance company has offered which was the maximum amount of...