Recent content by batboy

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    Personal Bankruptcy What happens to your credit if a spouse files bankruptcy?

    My wife and I own two homes. The one we live in and a rental property. Due to some bad tenants we are behind on our payments in the rental property. My wife is the only person on the mortgage but we both are on the deed. Similarly, I am the only one on our home mortgage but we both are on...
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    What can I do with a tenant's possessions?

    We had a tenant in our rental property break the lease and leave. His girlfriend, who was not on the lease, left her stuff and has not retrieved it after several notices. At what point am I legally able to remove the possessions? What can I do with the stuff?
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    Credit card stolen, CC company holding me financially responsible

    This was also posted on another site. I did receive a response and this is it FWIW: Your defense in writing to whatever agency is attempting to collect should include the fact that you never received the card and therefore could never have personally made nor authorized any of the charges on...
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    Credit card stolen, CC company holding me financially responsible

    After reading several other posts I know that replies are scarce. Therefore, I will do everyone else the benefit of updating my situation in the case others find themselves in a similar situation. I decided to consult with an attorney on my case. He didn’t tell me anything too surprising as...
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    Being sued by third party collection agency (Great Seneca Financial Corp)

    I concur with the above statement, but will provide all with a similar occurrence. My wife entered into a contract for something (don't remember what) back in 1996 in Virginia. She moved to Minnesota for a couple years and moved back to VA in 2000. Sometime in 2003 or 2004 after we were...
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    Credit card stolen, CC company holding me financially responsible

    I signed up for a Credit card. I never received the card and found out a month after the fact that my brother-in-law had stolen the card. He charged over $1K. I filed an unauthorized use with the credit card company and the police. Credit Card Company did nothing for over a month and is now...
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