Before we were married, my wife declared Bankruptcy. Everything was removed from her record except a $2500 preditory loan from HFC originally loaned to her to try to clear up her mess before bankruptcy. Other items were removed from her record orignating from HFC, but not this one. Her original...
I am currently trying to improve my score and I have learned from research I have done that my score is lower because of too many inquiries. I feel that this inquiry has somewhat contributed to my lower score. Besides, I think my ex-employer ran an illegal search which is against the law and...
I recently obtained a credit report on myself and notice that an employer I left 4/3/08 had run an inquiry on me in July 2008. I'd love to send the owner a letter demanding that he remove it immediately and pay me damages suffered by having too many inquiries on my report. Would I be in the right?