Pandamainium
New Member
- Jurisdiction
- Pennsylvania
My vehicle was stolen in Philadelphia approximately a month ago. Immediately after the incident, I reported the car stolen to the police, and called insurance. A video footage was available (that I requested from the owner of the building where I was parked) but it was never made available to me by either the owner or the police. The police also took 2 weeks to get back to me or answer my calls regarding retrieving the video evidence. While waiting for all that and hoping my car gets found- I am trying to comply with the adjuster required information and submitted them hoping for a speedy resolution as it seemed very straightforward.
Today I get a call from the adjuster that she spoke to an investigator and that they saw the video evidence and says something to the effect that it did not appear to be a random incident (suggesting targeted). My car is a bright Yellow Porsche 911 that has a full body kit, parked in a dark alley- one would assume it is usually not just randomly targeted. Adjuster also comments that it happened very quickly. Information just surfaced today from a call to my ex that he placed my extra key in the console when my car was shipped, which would explain the quick driveaway. Thief probably tried to find some cheaper things to take and ended up with a whole car. After she explains this, she says I can choose to cancel my claim and there will be no questions asked. I asked her to explain the statement clearly to which, it seemed, they insinuated there was some sort of inside job... Yeah ok. I say absolutely not. Not only is my car gone, my baby- but now my dignity is in shreds. She said they will proceed but need more documents. Bank statements, records of shipping the car, etc. Not a problem. They also want the affidavit and the keys.
As you can imagine, I am very untrusting of them at this point. Do I need an attorney to pursue this claim before I a) get sued for fraud I did not commit b) get screwed over on payout c) am denied the claim. I also do not feel comfortable handing my keys or filling out any forms at this point.
cliffnotes: car insurance claim adjuster suggests car theft was inside job. Offers for me to cancel my claim and walking away no questions asked. I refuse. They want more info. I am afraid to give my keys or more info now that they have gone this route of intimidation. Do I need an attorney?
Thank you!!!
Today I get a call from the adjuster that she spoke to an investigator and that they saw the video evidence and says something to the effect that it did not appear to be a random incident (suggesting targeted). My car is a bright Yellow Porsche 911 that has a full body kit, parked in a dark alley- one would assume it is usually not just randomly targeted. Adjuster also comments that it happened very quickly. Information just surfaced today from a call to my ex that he placed my extra key in the console when my car was shipped, which would explain the quick driveaway. Thief probably tried to find some cheaper things to take and ended up with a whole car. After she explains this, she says I can choose to cancel my claim and there will be no questions asked. I asked her to explain the statement clearly to which, it seemed, they insinuated there was some sort of inside job... Yeah ok. I say absolutely not. Not only is my car gone, my baby- but now my dignity is in shreds. She said they will proceed but need more documents. Bank statements, records of shipping the car, etc. Not a problem. They also want the affidavit and the keys.
As you can imagine, I am very untrusting of them at this point. Do I need an attorney to pursue this claim before I a) get sued for fraud I did not commit b) get screwed over on payout c) am denied the claim. I also do not feel comfortable handing my keys or filling out any forms at this point.
cliffnotes: car insurance claim adjuster suggests car theft was inside job. Offers for me to cancel my claim and walking away no questions asked. I refuse. They want more info. I am afraid to give my keys or more info now that they have gone this route of intimidation. Do I need an attorney?
Thank you!!!