ferrellbunch
New Member
In 12/2003 i rented an apt, our lease was up in 5/2004 in Nevada, we ended up breaking the lease by 1month we left mid4/2004, it was sent to collections, (we moved back to california) in 7/2004 the CA called me and threatned to sue, its been almost 4 years and have not gotten anything from them, never even got a dunning letter, it was last updated on my credit reports in 7/2005, again still never recieved 1 dunning letter from them, i called the original creditor to see if they would take the account back so i can pay them, well when i called turns out the apt complex is under new management & has no access to my records, i know the SOL in cali is 4 yrs in NV for a written contract it's 6 years but it says lease is 4 years.
for the SOL for an apt complex is it the lease for 4yrs or written for 6yrs? I plan to send them a debt validation cause they are reporting WAY more then what is actually owed and I want copies of my contract the agreement between the agency and the apt saying they can collect interest(i do know that if their is no contract between them, the the agecny cant by law collect interest) as well as reciepts and all copies of dunning letters that i never got.
what are the chances of being sued for mailing them a request for debt validation? and would they have to go by the SOL for NV or Calif? thanks for you help, just trying to avoid being sued over this, especially since the apt is no longer owned by the original creditor.
does the collection agency have any right now to try to collect, and why havent they tried to contact me for now 4 years?
for the SOL for an apt complex is it the lease for 4yrs or written for 6yrs? I plan to send them a debt validation cause they are reporting WAY more then what is actually owed and I want copies of my contract the agreement between the agency and the apt saying they can collect interest(i do know that if their is no contract between them, the the agecny cant by law collect interest) as well as reciepts and all copies of dunning letters that i never got.
what are the chances of being sued for mailing them a request for debt validation? and would they have to go by the SOL for NV or Calif? thanks for you help, just trying to avoid being sued over this, especially since the apt is no longer owned by the original creditor.
does the collection agency have any right now to try to collect, and why havent they tried to contact me for now 4 years?