Personal Bankruptcy When does it all go away?

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Smustudentx

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My question involves bankruptcy in the state of: Florida

I am 30 years old. When I was younger I was on my fathers credit card. I believe I was an authorized user? He neglected to pay his cards and skipped the country. Now I am stuck with a debt of $15,000. It has been almost 9 years since this is has happened. It has been in collections a looooong time.

I heard after a certain amount of years it is removed automatically from your credit report?

Can they come after my bank account?

Can they come after my new husband's bank account?
 
Probably not

If you were a cardholder but did not sign anything to become one and the 15k in debt were not incurred by you (your signature on the sales slips) you are okay. It would be different if you applied for the card or were a cosigner. Is anyone pursuing you? If so, take all the paperwork to an atty for review.
 
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