noonie1982
New Member
My jurisdiction is: NY, NY
Hello,
I took out a private loan for college with a co-signer. we ended up defaulting on the loan and were sued by the bank for the outstanding balance. the court ruled in favor of the bank, and garnishment on my co-signer's wages began. i later contacted the bank's lawyer to arrange a repayment agreement where i would repay the debt and the garnishment would end. the bank agreed and we signed a contract to that affect. i have begun repayment based on our agreement but the garnishment has not stopped. the lawyer for the bank gives me the runaround when i contact him about this. what legal recourse do i have at this point?
Also, one of the terms was that i would be responsible for the garnishment enforcement officer's fee of 5% per payment. I recently read that the fee is normally paid by the judgement creditor. Is it normal/ legal to have the judgement debtor pay this fee?
Thanks so much in advance for your help.
Hello,
I took out a private loan for college with a co-signer. we ended up defaulting on the loan and were sued by the bank for the outstanding balance. the court ruled in favor of the bank, and garnishment on my co-signer's wages began. i later contacted the bank's lawyer to arrange a repayment agreement where i would repay the debt and the garnishment would end. the bank agreed and we signed a contract to that affect. i have begun repayment based on our agreement but the garnishment has not stopped. the lawyer for the bank gives me the runaround when i contact him about this. what legal recourse do i have at this point?
Also, one of the terms was that i would be responsible for the garnishment enforcement officer's fee of 5% per payment. I recently read that the fee is normally paid by the judgement creditor. Is it normal/ legal to have the judgement debtor pay this fee?
Thanks so much in advance for your help.