Credit Cards, Rating, Repair Sue by credit card lawyer

[yaumankirana]

Hi... i live in NY state... I have legal paper that saying I been sue by the credit card lawyer in courts, and when I get the court letter.. I call the debt collector lawyer to ask verification from them. After 3 weeks I got the verification letter in the mail, and when I check one by one every month they charged me for fees and interest charged...! within 3 years.. all my actuall balance is only $1250 and all the fees and interest charged is $1859, so its mean they charged me more than what I owed... Is that possible to dispute all the fees and all interest charged in courts..?

thank's

 

[Proserpina]

There's no reason why they shouldn't charge you - if you had paid as agreed, they wouldn't have needed to take you to court at all.

 

[mightymoose]

You can dispute it all you like, but if you are late with your payments they will get whatever interest and fees are due according to the contract.

 

[Betty3]

They are allowed to charge interest & late fees if you don't pay on time - read your credit card agreement if you still have it. They can really add up.