grassroots
New Member
Three years ago my wife lost her job, card payments fell behind, interest rates tripled and so did monthly payments. Higher costs of living gave us a choice, house or credit cards. Needless to say three years later we have been served with the collection company demanding nearly five times the amount owed. We can't afford payments of more than 35.00 a month but they claim this is unacceptable.
Three more cards are in collection and I assume we'll be served on those soon. Credit help companies want more than we can afford and some even suggested a second job, but both of us are already working nearly sixty hours a week just to meet rising costs.
Food, fuel, and home are priorities for us and our children.
Should we file? we have recieved the proper certificates already.
Three more cards are in collection and I assume we'll be served on those soon. Credit help companies want more than we can afford and some even suggested a second job, but both of us are already working nearly sixty hours a week just to meet rising costs.
Food, fuel, and home are priorities for us and our children.
Should we file? we have recieved the proper certificates already.
