Hello!
Quick question regarding the Retail Theft Databases. From what I can tell, these private theft databases need to come into alignment with the Fair Credit Reporting Act. Does this mean that the database is purged of an incident after seven years of the incident being entered? Or that a potential employer is not able to ask for information from more than seven years ago? I'm asking specifically about the USMA theft database created/owned by USIS. I made a mistake as an 18 year old and I'm wondering if I can finally put it behind me without having it resurface in an interview or background check. Charges were never filed against me, so I have no criminal record. Any help would be appreciated. There is no need to lecture me or call me out as a thief. I get and I fully respect your perspective. Over the past 10 years I have regretted nothing more, I'm just looking for help. Thank you in advance.
Quick question regarding the Retail Theft Databases. From what I can tell, these private theft databases need to come into alignment with the Fair Credit Reporting Act. Does this mean that the database is purged of an incident after seven years of the incident being entered? Or that a potential employer is not able to ask for information from more than seven years ago? I'm asking specifically about the USMA theft database created/owned by USIS. I made a mistake as an 18 year old and I'm wondering if I can finally put it behind me without having it resurface in an interview or background check. Charges were never filed against me, so I have no criminal record. Any help would be appreciated. There is no need to lecture me or call me out as a thief. I get and I fully respect your perspective. Over the past 10 years I have regretted nothing more, I'm just looking for help. Thank you in advance.