Questions about Bank and credit card

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Spring

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I have kept a credit card paid, was not late once.

They raised my interest rate, from 21% to 29%. {Lets just say people are warning about this bank here on other recent threads}

And I never missed a payment even though Ive only been able to pay a little over minimums, Why is this happening to people now?

But here is my main question, I found out my local bank where I have a checking account is now owned by this bank I have the credit card with the mercenary tactics with.

Lets say I went into default or was late with payment with this credit card, could they seize what was in the checking account?
 
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