Melissa Johnson
New Member
- Jurisdiction
- Montana
My daughter went to buy a new vehicle because she had a small Honda Civic and she recently moved to Montana and with all the snow wanted something a little bigger. The loan on the civic was in both of our names and I was on it first . She was in a accident w couple of years ago and we're finally settling it with my insurance company because the driver had none . She's a young girl and should have never went in and bought a brand new car that she can't afford. She traded the civic in and signed it over for them to pay off . My question is , since I'm on the loan for the civic , shouldn't we both have to sign a paper for them to do a payoff? Also with her not knowing any better, she told them that she had money to put down . I feel as though they ripped her off . I know that she was upside down but they asked her to put $10,000.00 down on the CRV . She hasn't even gotten the settlement check yet and they gave her the keys to the car without the money down and she walked away with a payment she thought she could afford. I was furious and she knew right after she left that she made a huge mistake. She took it back down there to talk to them and they said there's nothing they can do . She has to keep the CRV and put $10,000 down whenever she gets it . I've never heard of anything like this . Also I didn't give my permission for them to get a copy of her insurance card for the civic to cover the CRV until she can get her own insurance. I'm the policy holder and she's just a driver . She really needs to take it back because she can't afford it and I feel like they took advantage of a young girl who didn't know any better and had no clue how the car buying business goes . So all of that is to ask if there's anything we can do to get her car back now because they're telling her no but she'll never have the $10,000.00 to give them because the settlement wasn't enough to pay for that . Thanks