QUESTION? MY WIFE AND I ARE ON A LOAN AT THE BANK FOR A SUV. IN THE SUMMER OF 2001, SHE GOES AN REFINANCES THE LOAN WITHOUT MY SIGNATURE, I AM THE CO-SIGNER, THE BANKS EXPLAINS TO ME THEY DID IT ON HER CREDIT AND NOT MINE. MY QUESTION IS WILL I BE RESPONSIBLE FOR THE PAYMENTS AND CAN I GET OF THE LOAN. THIS HAPPEN IN ALABAMA.