- Jurisdiction
- Idaho
Regarding Kirby Vacuum:
I've always been hardworking and pay my bills. I moved to Idaho in August. I was in the position of getting a teaching job. I'm a veteran teacher. However, I didn't realize teaching jobs here were few & far between. Being a veteran has gone against me. Sadly, I've had to wait almost an entire year for jobs to open up.
While moving in, Kirby knocked on the door. Sadly, I opened the door. The salesman was good...the teacher in me was fooled. I told him I wasn't buying without a job. He promised it would be fine, and they would work with me. I never got a job, tried to contact him, but he refused to help me.
I explained that I was not trying to give it back, I wouldn't do that. However, I need to try to lower the payments, when they start in January, the next calender year (2017). I wanted to be proactive and deal honestly. I am willing to pay, but need some understanding, and come up with a reduced payment plan.
Now, I'm being hounded by Merchants Acceptance, and they tried to get my money through my bank, which was unauthorized. They got my Facebook account, and wrote in the false job information, under an Alias name (curious how that was obtained).
I've done all I can to get them to work with me, and they yell at me, and say I signed a "Loan" agreement. Honestly, I'm frightened. I always pay my bills. But, I can't pay what they want. I don't know what to do...can they make this go against my credit?
I've always been hardworking and pay my bills. I moved to Idaho in August. I was in the position of getting a teaching job. I'm a veteran teacher. However, I didn't realize teaching jobs here were few & far between. Being a veteran has gone against me. Sadly, I've had to wait almost an entire year for jobs to open up.
While moving in, Kirby knocked on the door. Sadly, I opened the door. The salesman was good...the teacher in me was fooled. I told him I wasn't buying without a job. He promised it would be fine, and they would work with me. I never got a job, tried to contact him, but he refused to help me.
I explained that I was not trying to give it back, I wouldn't do that. However, I need to try to lower the payments, when they start in January, the next calender year (2017). I wanted to be proactive and deal honestly. I am willing to pay, but need some understanding, and come up with a reduced payment plan.
Now, I'm being hounded by Merchants Acceptance, and they tried to get my money through my bank, which was unauthorized. They got my Facebook account, and wrote in the false job information, under an Alias name (curious how that was obtained).
I've done all I can to get them to work with me, and they yell at me, and say I signed a "Loan" agreement. Honestly, I'm frightened. I always pay my bills. But, I can't pay what they want. I don't know what to do...can they make this go against my credit?
