I have a question concerning lost wages compensation from my car insurance company's PIP (Personal Injury Protection), non-worker's comp. related. These lost wages are the result of a car accd't due to other vehicle driver's fault or negligence. The Ins. Co. mailed me a form asking my weely salary ($800/week), and my gross wages for the past 52 weeks. How does the ins. co. determine lost wages?
Since I haven't worked full-time for this company for the past 52 weeks, will they take my yearly gross earnings for the past 52 weeks, and divide that figure by 52, which would equal a figure considerly less than the $800/week gross salary I was making, and use this smaller figure for their lost wage determination, or will I get the $800/week lost wages regardless, even though I haven't worked for them for the entire preceding 52 weeks?
Since I haven't worked full-time for this company for the past 52 weeks, will they take my yearly gross earnings for the past 52 weeks, and divide that figure by 52, which would equal a figure considerly less than the $800/week gross salary I was making, and use this smaller figure for their lost wage determination, or will I get the $800/week lost wages regardless, even though I haven't worked for them for the entire preceding 52 weeks?
