Here it is, wife prior to marriage cosigned note for pickup, her son got one payment behind, pickup repoed while payment in mail. No notice from bank to wife of intent to repo or of repo. Called bank to check status of loan & was advised it was repoed. Asked bank what we could do to protect credit, bank said would not let her son have truck back but would make a new loan for wife to pay off old loan if we paid repo fee and sign a new loan. Bank got repo title in banks name. wife signed new note for truck showing 48,000 miles. Bank said they did not have title and would mail it. Received title it showed 86,000 on front while bank signed and notorized it on back stating 48,000 actual miles. Title is in banks name transfered to my wife showing transfer of ownership from bank to my wife. washington tag agent called bank about decrepencies and they said it was a typo so washington tag agent issued new title stating 48,000 miles. Bank is in Okla we live in Washington. We believed bank as did tag agent. tried to trade truck 6 mo later to find out odometer had been rolled back ( we now have a pickup with a fraudulent title) and bank refused to take truck back. We advised bank we would not pay for a truck with a fraudulent title and stopped making payments. All payments prior to discovery of rollback where on time. Bank now sues wife for amount of loan plus attorney fees. Can they win and can they come after me. I did not sign note. Wife does not work and has nothing to get. I am worried they can come after my wages if they get a judegement against my wife. Isn't this an illegal sale from bank to my wife? We have brought suit against bank and they have counter sued does anyone have any ideas about where we stand?
Last edited: