I am in the midst of paying on a settlement agreement that was negotiated with a 'lawyer' working on behalf of a credit card company.
I have proof of a couple major ethical issues, such as ignoring cease and desist letters in contacting other family members about my debt. (Completely ignored 2 letters and made in excess of 20 calls to my parents after letters were received to harrass them for information.) More importantly, I have proof that they tried to scam me, changing the terms of the settlement agreement that was negotiated and even originally shown to me in writing. Luckily, they made a minor mistake, and I was able to call them on their attempt at scamming me and force them to validate the original agreement.
If I pursue complaints against them for violating debt collection laws and acting dishonestly, do I risk retaliation since the settlement agreement is still open? Will they be able to connect a complaint with the bar association or attorney general directly to me and make my life more miserable? They are the worst liars I have ever met - and not good at it either.
I wish they could be held accountable, but it is more important to me that they are not able to screw me over any worse than they already have tried to.
I have proof of a couple major ethical issues, such as ignoring cease and desist letters in contacting other family members about my debt. (Completely ignored 2 letters and made in excess of 20 calls to my parents after letters were received to harrass them for information.) More importantly, I have proof that they tried to scam me, changing the terms of the settlement agreement that was negotiated and even originally shown to me in writing. Luckily, they made a minor mistake, and I was able to call them on their attempt at scamming me and force them to validate the original agreement.
If I pursue complaints against them for violating debt collection laws and acting dishonestly, do I risk retaliation since the settlement agreement is still open? Will they be able to connect a complaint with the bar association or attorney general directly to me and make my life more miserable? They are the worst liars I have ever met - and not good at it either.
I wish they could be held accountable, but it is more important to me that they are not able to screw me over any worse than they already have tried to.