HELP! HELP! HELP! Being sued

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Eclipsed

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On Dec.13th I have a hearing for a suit against me by Chase Bank for non-payment of a credit card.

Due to my financial situation, could not make the monthly payment and unwillingly choose to ignore the payment schedule.

Can I fight this or succumb to the court ruling/ Anyone please help me. This is my first suit and not sure how to go about it

Thank you
 
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