You said that their coverage should kick in, but it hasn't kicked in. Toyota is saying that either I pay for the damages or they will sell the vehicle and I have to pay left over balance.Insurance was YOUR responsibility as soon as you took it from the lot. You did not have 3 days to OBTAIN insurance, you had 3 days to PROVIDE PROOF of insurance. If you failed to provide insurance then their coverage would kick in, BUT NOT UNTIL THEN.
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