escrow issues

[zainegray]

I was late in paying my property taxes last year . At that time I did
not have an escrow account with my mortage company . After I paid the taxes , the mortage company paid them too . the city returned the money
to the company and marked it taxes paid . I recived no notice form the
bank at that time. I pay my mortage via an automatic pay system with
my bank and did not look at my statement for a couple months .

I recieved a call from them saying I was behind on my payments .
The mortage company did not credit the payment back until I pointed
out that it had been returned . At that point they had paid the first two
quaterss of 2009 taxes .

I sent a letter to them asking them to stop paying my taxes , they
responed by saying if I paid what I owed them ( taxes paid 2009 )
they would close the escrow , it took me two months but I paid them
back the taxes and asked them to close the account .
Now they are refusing and the have doubled my monthly payments .
witch I cannot afford.

 

[Michael Wechsler]

I wish I could answer as your case is detail specific. Why have they doubled payments - are they claiming you defaulted? I think part of the problem dealt with your late payment - how late? Did they make a mistake or was the payment by the mortgage company almost simultaneous with your late payment? I think you see where I'm going with this...