whatisthelaw
New Member
I had a credit card a year or two ago I defaulted on for a little less than $2,000. The CC company (a well known bank) wrote it off to another well-known debt collector. Originally I got the CC in Iowa from my bank then moved out to California. While out in California, I incurred the debt and defaulted while out here. The debt collector sent the case to a law firm in Iowa which send communications to my parents. I no longer live in Iowa and haven't for several years... My question is, if they file a lawsuit and I don't live there, will I be able to be properly served? Should I tell the residence of my old place (where the CC's billing address was) to send a certified letter to the law firm stating that I no longer live in the residence and to the best of their knowledge no longer live in the state of Iowa? Overall, I would like to resolve this case by getting them to do a pay-for-delete.